Suggestions when you are experiencing financial stress:

Restore emotional, spiritual and intellectual balance essential to your well-being and to a successful reconstruction of your life, your dreams and your future by following these tips.

Suggestion # 1: Communication

• Communication – Talk to your friends, spouse, someone you trust.
• It is best to include another person in your thinking when the thinking affects him or her.
• If you are single, then confide in a close friend or your clergy person or keep a journal.

Suggestion # 2: Write

• Write stuff down; seeing information in black and white can take on a totally new meaning.
• Read what you have written.  Often times seeing information in written form makes a situation more manageable, doable and workable.
• Make a list of positives in your life such as your spouse, your children, your health, your vehicle, etc.

Suggestion # 3: Organization

• Get organized and stay organized.
• Invest in files, folders or large envelopes and label them.
• Once you have established a protocol for yourself, continue to follow it.
• This will help you feel better about yourself and your situation because you have more control.

Suggestion # 4: Time

• Take time for yourself
• It does not have to be expensive or time consuming.
• It can be as simple as sitting back with your feet up with a cup of hot tea.
• Take 5 or 10 minutes alone every day or every other day for yourself.